{"id":7857,"date":"2022-12-11T17:52:07","date_gmt":"2022-12-11T16:52:07","guid":{"rendered":"https:\/\/airalgerie.dz\/fra\/?page_id=7857"},"modified":"2026-04-27T13:22:59","modified_gmt":"2026-04-27T12:22:59","slug":"%d9%88%d8%b3%d8%a7%d8%a6%d9%84-%d8%a7%d9%84%d8%af%d9%81%d8%b9","status":"publish","type":"page","link":"https:\/\/airalgerie.dz\/fra\/ar\/%d9%88%d8%b3%d8%a7%d8%a6%d9%84-%d8%a7%d9%84%d8%af%d9%81%d8%b9\/","title":{"rendered":"\u0648\u0633\u0627\u0626\u0644 \u0627\u0644\u062f\u0641\u0639"},"content":{"rendered":"<div class=\"wp-block-columns are-vertically-aligned-center is-layout-flex wp-container-core-columns-layout-2 wp-block-columns-is-layout-flex\"><div class=\"wp-block-column is-vertically-aligned-center is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:100%\"><div class=\"wp-block-columns is-layout-flex wp-container-core-columns-layout-1 wp-block-columns-is-layout-flex\"><div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\"><div class=\"wp-block-cover is-light pageheader2\" style=\"min-height:326px\"><span aria-hidden=\"true\" class=\"wp-block-cover__background has-background-dim-0 has-background-dim\"><\/span><img decoding=\"async\" width=\"1920\" height=\"1500\" class=\"wp-block-cover__image-background wp-image-7843\" alt=\"moyens de paiement algeriens\" src=\"http:\/\/airalgerie.dz\/fra\/wp-content\/uploads\/sites\/4\/2022\/10\/Cartes-Payment-Electronic.jpg\" style=\"object-position:66% 39%\" data-object-fit=\"cover\" data-object-position=\"66% 39%\" srcset=\"https:\/\/airalgerie.dz\/fra\/wp-content\/uploads\/sites\/4\/2022\/10\/Cartes-Payment-Electronic.jpg 1920w, https:\/\/airalgerie.dz\/fra\/wp-content\/uploads\/sites\/4\/2022\/10\/Cartes-Payment-Electronic-300x234.jpg 300w, https:\/\/airalgerie.dz\/fra\/wp-content\/uploads\/sites\/4\/2022\/10\/Cartes-Payment-Electronic-1024x800.jpg 1024w, https:\/\/airalgerie.dz\/fra\/wp-content\/uploads\/sites\/4\/2022\/10\/Cartes-Payment-Electronic-768x600.jpg 768w, https:\/\/airalgerie.dz\/fra\/wp-content\/uploads\/sites\/4\/2022\/10\/Cartes-Payment-Electronic-1536x1200.jpg 1536w\" sizes=\"(max-width: 1920px) 100vw, 1920px\" \/><div class=\"wp-block-cover__inner-container is-layout-flow wp-block-cover-is-layout-flow\"><p class=\"has-text-align-center has-large-font-size\"><\/p><\/div><\/div><\/div><\/div><\/div><\/div><div class=\"wp-block-group container is-layout-flow wp-block-group-is-layout-flow\"><h2 class=\"wp-block-heading has-text-align-center mt-100 has-large-font-size\">\u0648\u0633\u0627\u0626\u0644 \u0627\u0644\u062f\u0641\u0639 \u0648\u0634\u0631\u0648\u0637 \u0627\u0644\u0627\u0633\u062a\u0631\u062f\u0627\u062f<\/h2>\n\n<div style=\"height:34px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n<div class=\"wp-block-columns is-layout-flex wp-container-core-columns-layout-3 wp-block-columns-is-layout-flex\"><div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\"><figure class=\"wp-block-image aligncenter size-large is-resized is-style-rounded\"><a href=\"https:\/\/www.poste.dz\/customer\/edahabia\"><img decoding=\"async\" width=\"1024\" height=\"800\" src=\"http:\/\/airalgerie.dz\/fra\/wp-content\/uploads\/sites\/4\/2022\/10\/SLIDE-3-1024x800.jpg\" alt=\"\" class=\"wp-image-7844\" style=\"width:256px;height:200px\" srcset=\"https:\/\/airalgerie.dz\/fra\/wp-content\/uploads\/sites\/4\/2022\/10\/SLIDE-3-1024x800.jpg 1024w, https:\/\/airalgerie.dz\/fra\/wp-content\/uploads\/sites\/4\/2022\/10\/SLIDE-3-300x234.jpg 300w, https:\/\/airalgerie.dz\/fra\/wp-content\/uploads\/sites\/4\/2022\/10\/SLIDE-3-768x600.jpg 768w, https:\/\/airalgerie.dz\/fra\/wp-content\/uploads\/sites\/4\/2022\/10\/SLIDE-3-1536x1200.jpg 1536w, https:\/\/airalgerie.dz\/fra\/wp-content\/uploads\/sites\/4\/2022\/10\/SLIDE-3.jpg 1920w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><\/a><figcaption class=\"wp-element-caption\">POSTE.DZ<\/figcaption><\/figure><\/div>\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\"><figure class=\"wp-block-image aligncenter size-large is-resized is-style-rounded\"><a href=\"https:\/\/www.bitakati.dz\/fr\/\"><img decoding=\"async\" width=\"1024\" height=\"800\" src=\"http:\/\/airalgerie.dz\/fra\/wp-content\/uploads\/sites\/4\/2022\/10\/SLIDE-3-1024x800.jpg\" alt=\"\" class=\"wp-image-7844\" style=\"width:256px;height:200px\" srcset=\"https:\/\/airalgerie.dz\/fra\/wp-content\/uploads\/sites\/4\/2022\/10\/SLIDE-3-1024x800.jpg 1024w, https:\/\/airalgerie.dz\/fra\/wp-content\/uploads\/sites\/4\/2022\/10\/SLIDE-3-300x234.jpg 300w, https:\/\/airalgerie.dz\/fra\/wp-content\/uploads\/sites\/4\/2022\/10\/SLIDE-3-768x600.jpg 768w, https:\/\/airalgerie.dz\/fra\/wp-content\/uploads\/sites\/4\/2022\/10\/SLIDE-3-1536x1200.jpg 1536w, https:\/\/airalgerie.dz\/fra\/wp-content\/uploads\/sites\/4\/2022\/10\/SLIDE-3.jpg 1920w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><\/a><figcaption class=\"wp-element-caption\">BITAKATI.DZ<\/figcaption><\/figure><\/div><\/div>\n\n<p>\u0645\u0639 \u062e\u062f\u0645\u0629 \u0627\u0644\u062f\u0641\u0639 \u0627\u0644\u0625\u0644\u0643\u062a\u0631\u0648\u0646\u064a\u060c \u0642\u0645 \u0628\u0634\u0631\u0627\u0621 \u062a\u0630\u0643\u0631\u0629 \u0627\u0644\u0637\u0627\u0626\u0631\u0629 \u0639\u0628\u0631 \u0627\u0644\u0645\u0648\u0642\u0639 \u0627\u0644\u0627\u0644\u0643\u062a\u0631\u0648\u0646\u064a \u0628\u0627\u0633\u062a\u062e\u062f\u0627\u0645 \u0627\u0644\u0628\u0637\u0627\u0642\u0629 \u0627\u0644\u0630\u0647\u0628\u064a\u0629 \u0644\u0628\u0631\u064a\u062f \u0627\u0644\u062c\u0632\u0627\u0626\u0631 \u0623\u0648 \u0627\u0644\u0628\u0637\u0627\u0642\u0629 \u0627\u0644\u0628\u064a\u0628\u0646\u0643\u064a\u0629 CIB \u0648 \u062a\u0646\u0642\u0644 \u0641\u0642\u0637 \u0644\u0644\u0633\u0641\u0631.<\/p>\n\n<ul><li>\u0627\u0644\u0628\u0637\u0627\u0642\u0629 \u0627\u0644\u0630\u0647\u0628\u064a\u0629 \u0644\u0628\u0631\u064a\u062f \u0627\u0644\u062c\u0632\u0627\u0626\u0631<\/li><\/ul>\n\n<ul><li>\u0628\u0637\u0627\u0642\u0629 CIB \u0628\u064a\u0646 \u0627\u0644\u0628\u0646\u0648\u0643<\/li><\/ul>\n\n<p><mark style=\"background-color:#ffffff\" class=\"has-inline-color has-custom-aa-primary-color\">\u0627\u0644\u0628\u0637\u0627\u0642\u0629 \u0627\u0644\u0630\u0647\u0628\u064a\u0629 \u0644\u0628\u0631\u064a\u062f \u0627\u0644\u062c\u0632\u0627\u0626\u0631<\/mark><\/p>\n\n<p>\u0627\u0644\u0628\u0637\u0627\u0642\u0629 \u0627\u0644\u0630\u0647\u0628\u064a\u0629 \u0647\u064a \u0628\u0637\u0627\u0642\u0629 \u0633\u062d\u0628 \u0648\u062f\u0641\u0639 \u0625\u0644\u0643\u062a\u0631\u0648\u0646\u064a\u0629 \u0628\u0645\u0648\u062c\u0628 \u0646\u0638\u0627\u0645  EMV (\u0644\u0636\u0645\u0627\u0646 \u0623\u0645\u0646 \u0627\u0644\u0645\u0639\u0627\u0645\u0644\u0627\u062a \u0644\u062d\u0627\u0645\u0644\u064a\u0647\u0627).<\/p>\n\n<p>\u0648\u0633\u064a\u0644\u0629 \u0627\u0644\u062f\u0641\u0639 \u0647\u0630\u0647 \u0645\u062a\u0627\u062d\u0629 \u0644\u0623\u064a \u0639\u0645\u0644\u064a\u0629 \u0634\u0631\u0627\u0621 \u0639\u0644\u0649 \u0627\u0644\u0634\u0628\u0643\u0629 \u0627\u0644\u0645\u062d\u0644\u064a\u0629 \u0627\u0644\u062c\u0632\u0627\u0626\u0631\u064a\u0629 \u0623\u0648 \u0645\u0646 \u0627\u0644\u062c\u0632\u0627\u0626\u0631 \u0625\u0644\u0649 \u0648\u062c\u0647\u0627\u062a \u062f\u0648\u0644\u064a\u0629 \u062d\u062a\u0649 5 \u0633\u0627\u0639\u0627\u062a \u0642\u0628\u0644 \u0645\u063a\u0627\u062f\u0631\u0629 \u0627\u0644\u0631\u062d\u0644\u0629. \u062a\u0636\u0645\u0646 \u0628\u0637\u0627\u0642\u0627\u062a \u0627\u0644\u062f\u0641\u0639 \u0627\u0644\u0625\u0644\u0643\u062a\u0631\u0648\u0646\u064a\u0629 \u0644\u0644\u0630\u0647\u0628\u064a\u0629 \u0627\u0644\u062c\u0632\u0627\u0626\u0631\u064a\u0629 \u0645\u0639\u0627\u0645\u0644\u0627\u062a \u0622\u0645\u0646\u0629.<\/p>\n\n<p><mark style=\"background-color:#ffffff\" class=\"has-inline-color has-custom-aa-primary-color\">\u0628\u0637\u0627\u0642\u0629 CIB<\/mark><\/p>\n\n<p>\u064a\u0645\u0643\u0646 \u0627\u0644\u062a\u0639\u0631\u0641 \u0639\u0644\u0649 \u0628\u0637\u0627\u0642\u0629 CIB \u0628\u064a\u0646 \u0627\u0644\u0628\u0646\u0648\u0643 \u0645\u0646 \u062e\u0644\u0627\u0644 \u0634\u0639\u0627\u0631 CIB \u0627\u0644\u0645\u0637\u0628\u0648\u0639 \u0639\u0644\u0649 \u0627\u0644\u0628\u0637\u0627\u0642\u0629. \u064a\u0648\u062c\u062f \u0623\u064a\u0636\u064b\u0627 \u0634\u0639\u0627\u0631 \u0648\u0627\u0633\u0645 \u0627\u0644\u0628\u0646\u0643 \u0627\u0644\u0630\u064a \u0623\u0635\u062f\u0631 \u0627\u0644\u0628\u0637\u0627\u0642\u0629.<\/p>\n\n<p>\u0642\u0628\u0644 \u0627\u0644\u0628\u062f\u0621 \u0641\u064a \u0627\u0633\u062a\u062e\u062f\u0627\u0645 \u0628\u0637\u0627\u0642\u0629 CIB \u0627\u0644\u062e\u0627\u0635\u0629 \u0628\u0643 \u060c \u062a\u062d\u0642\u0642 \u0645\u0639 \u0627\u0644\u0628\u0646\u0643 \u0627\u0644\u0630\u064a \u062a\u062a\u0639\u0627\u0645\u0644 \u0645\u0639\u0647 \u0645\u0646 \u0623\u0646 \u0628\u0637\u0627\u0642\u062a\u0643 \u062a\u062a\u0636\u0645\u0646 \u062e\u062f\u0645\u0629 \u0627\u0644\u062f\u0641\u0639 \u0627\u0644\u0625\u0644\u0643\u062a\u0631\u0648\u0646\u064a \u0648\u0623\u0646 \u0644\u062f\u064a\u0643 \u0643\u0644\u0645\u0629 \u0627\u0644\u0645\u0631\u0648\u0631 \u0627\u0644\u0645\u062d\u062f\u062f\u0629 \u0644\u0639\u0645\u0644\u064a\u0627\u062a \u0627\u0644\u0634\u0631\u0627\u0621 \u0639\u0628\u0631 \u0627\u0644\u0625\u0646\u062a\u0631\u0646\u062a \u060c \u0648\u0647\u0630\u0627 \u064a\u062e\u062a\u0644\u0641 \u0639\u0646 \u0643\u0644\u0645\u0629 \u0627\u0644\u0645\u0631\u0648\u0631 \u0627\u0644\u062a\u064a \u062a\u0633\u062a\u062e\u062f\u0645\u0647\u0627. \u0644\u0644\u0633\u062d\u0628 \u0627\u0644\u0646\u0642\u062f\u064a \u0623\u0648 \u0627\u0644\u0645\u062f\u0641\u0648\u0639\u0627\u062a \u0627\u0644\u0645\u062d\u0644\u064a\u0629.<\/p>\n\n<p>\u0644\u0645\u0632\u064a\u062f \u0645\u0646 \u0627\u0644\u0645\u0639\u0644\u0648\u0645\u0627\u062a \u062d\u0648\u0644 \u0627\u0633\u062a\u062e\u062f\u0627\u0645 \u0628\u0637\u0627\u0642\u0629 CIB \u060c \u0631\u0627\u062c\u0639 \u0645\u0648\u0642\u0639 \u0627\u0644\u0648\u064a\u0628: <mark style=\"background-color:#ffffff\" class=\"has-inline-color has-custom-aa-primary-color\">bitakati.dz.<\/mark><br>\u0644\u0644\u062d\u0635\u0648\u0644 \u0639\u0644\u0649 \u0623\u064a \u0645\u0639\u0644\u0648\u0645\u0627\u062a \u0623\u062e\u0631\u0649 \u062a\u062a\u0639\u0644\u0642 \u0628\u0628\u0637\u0627\u0642\u0629 CIB \u0627\u0644\u062e\u0627\u0635\u0629 \u0628\u0643 \u060c \u0627\u062a\u0635\u0644 \u0628\u0645\u0631\u0643\u0632 \u0627\u0644\u0627\u062a\u0635\u0627\u0644 \u0628\u064a\u0646 \u0627\u0644\u0628\u0646\u0648\u0643 \u0639\u0644\u0649 3020<\/p>\n\n<div class=\"wp-block-group is-layout-constrained wp-container-core-group-layout-1 wp-block-group-is-layout-constrained\"><h2 class=\"wp-block-heading has-text-align-right\"> \u0627\u0644\u0645\u0647\u0644\u0629 \u0627\u0644\u0632\u0645\u0646\u064a\u0629 \u0644\u062a\u0639\u0648\u064a\u0636 \u0627\u0644\u0645\u0628\u0644\u063a<\/h2>\n\n<div style=\"height:60px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n<p class=\"has-text-align-right\"><strong>\u0627\u0644\u0645\u0647\u0644\u0629 \u0627\u0644\u0632\u0645\u0646\u064a\u0629 \u0644\u0627\u0633\u062a\u0631\u062c\u0627\u0639 \u0627\u0644\u0645\u0628\u0644\u063a \u0644\u062a\u0630\u0643\u0631\u0629 \u062a\u0645 \u0634\u0631\u0627\u0624\u0647\u0627 \u0628\u0627\u0644\u062f\u064a\u0646\u0627\u0631( \u0628\u0627\u0633\u062a\u062e\u062f\u0627\u0645 \u0628\u0637\u0627\u0642\u0627\u062a\u0643\u0645 \u0627\u0644\u062c\u0632\u0627\u0626\u0631\u064a\u0629 \u0627\u0644\u0630\u0647\u0628\u064a\u0629 \u0623\u0648 CIB  )<\/strong><\/p>\n\n<figure class=\"wp-block-table\"><table><tbody><tr><td class=\"has-text-align-center\" data-align=\"center\">\u0627\u0644\u0645\u0647\u0644\u0629 \u0627\u0644\u0632\u0645\u0646\u064a\u0629 \u0644\u0627\u0633\u062a\u0631\u062c\u0627\u0639 \u0627\u0644\u0645\u0628\u0644\u063a \u0644\u062a\u0630\u0643\u0631\u0629 \u062a\u0645 \u0634\u0631\u0627\u0624\u0647\u0627 \u0628\u0627\u0644\u062f\u064a\u0646\u0627\u0631<\/td><td class=\"has-text-align-center\" data-align=\"center\">\/<\/td><\/tr><tr><td class=\"has-text-align-center\" data-align=\"center\">6 \u0623\u0634\u0647\u0631<\/td><td class=\"has-text-align-center\" data-align=\"center\">\u0627\u0644\u0631\u062d\u0644\u0627\u062a \u0627\u0644\u062f\u0627\u062e\u0644\u064a\u0629<\/td><\/tr><tr><td class=\"has-text-align-center\" data-align=\"center\">13 \u0623\u0634\u0647\u0631<\/td><td class=\"has-text-align-center\" data-align=\"center\">\u0627\u0644\u0631\u062d\u0644\u0627\u062a \u0627\u0644\u062f\u0648\u0644\u064a\u0629<\/td><\/tr><\/tbody><\/table><\/figure>\n\n<div style=\"height:30px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n<p class=\"has-text-align-right\"><strong>\u0627\u0644\u0645\u0647\u0644\u0629 \u0627\u0644\u0632\u0645\u0646\u064a\u0629 \u0644\u0627\u0633\u062a\u0631\u062c\u0627\u0639 \u0627\u0644\u0645\u0628\u0644\u063a \u0644\u062a\u0630\u0643\u0631\u0629 \u062a\u0645 \u0634\u0631\u0627\u0624\u0647\u0627 \u0628\u0627\u0644\u0639\u0645\u0644\u0629 \u0627\u0644\u0623\u062c\u0646\u0628\u064a\u0629<\/strong><\/p>\n\n<figure class=\"wp-block-table\"><table><tbody><tr><td class=\"has-text-align-center\" data-align=\"center\">\u0627\u0644\u0645\u0647\u0644\u0629 \u0627\u0644\u0632\u0645\u0646\u064a\u0629 \u0644\u0627\u0633\u062a\u0631\u062c\u0627\u0639 \u0627\u0644\u0645\u0628\u0644\u063a \u0644\u062a\u0630\u0643\u0631\u0629 \u062a\u0645 \u0634\u0631\u0627\u0624\u0647\u0627 \u0628\u0627\u0644\u0639\u0645\u0644\u0629 \u0627\u0644\u0623\u062c\u0646\u0628\u064a\u0629<br><\/td><td class=\"has-text-align-center\" data-align=\"center\">\/<\/td><\/tr><tr><td class=\"has-text-align-center\" data-align=\"center\">13 \u0623\u0634\u0647\u0631<\/td><td class=\"has-text-align-center\" data-align=\"center\">\u0627\u0644\u0631\u062d\u0644\u0627\u062a \u0627\u0644\u062f\u0648\u0644\u064a\u0629<\/td><\/tr><\/tbody><\/table><\/figure>\n\n<div style=\"height:54px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n<p class=\"has-text-align-right\">\u0648\u0644\u062a\u0645\u0643\u064a\u0646\u0646\u0627 \u0645\u0646 \u0645\u0639\u0627\u0644\u062c\u0629 \u0637\u0644\u0628\u0643 \u0641\u064a \u0623\u0633\u0631\u0639 \u0648\u0642\u062a \u0645\u0645\u0643\u0646 \u060c \u064a\u0631\u062c\u0649 \u0627\u0631\u0633\u0627\u0644 \u0637\u0644\u0628 \u0635\u0631\u064a\u062d \u0628\u0627\u0644\u0627\u0633\u062a\u0631\u062f\u0627\u062f \u0641\u064a \u0623\u0642\u0631\u0628 \u0648\u0642\u062a \u0645\u0645\u0643\u0646 \u0639\u0628\u0631\u0645\u0646\u0635\u062a\u0646\u0627 \u0627\u0644\u062e\u0627\u0635\u0629\u00a0\u0628<a href=\"https:\/\/doleances.airalgerie.dz\/fra\/\" target=\"_blank\" rel=\"noreferrer noopener\">\u0627\u0644\u0634\u0643\u0627\u0648\u0649<\/a><\/p>\n\n<p class=\"has-text-align-right\">(\u0627\u062e\u062a\u0631 \u0648\u0633\u064a\u0644\u0629 \u0627\u0644\u062f\u0641\u0639 \u0627\u0644\u0645\u0633\u062a\u062e\u062f\u0645\u0629 \u0623\u062b\u0646\u0627\u0621 \u0639\u0645\u0644\u064a\u0629 \u0627\u0644\u0634\u0631\u0627\u0621) <\/p>\n\n<p><\/p><\/div>\n\n<p><\/p><\/div>","protected":false},"excerpt":{"rendered":"<p>\u0648\u0633\u0627\u0626\u0644 \u0627\u0644\u062f\u0641\u0639 \u0648\u0634\u0631\u0648\u0637 \u0627\u0644\u0627\u0633\u062a\u0631\u062f\u0627\u062f \u0645\u0639 \u062e\u062f\u0645\u0629 \u0627\u0644\u062f\u0641\u0639 \u0627\u0644\u0625\u0644\u0643\u062a\u0631\u0648\u0646\u064a\u060c \u0642\u0645 \u0628\u0634\u0631\u0627\u0621 \u062a\u0630\u0643\u0631\u0629 \u0627\u0644\u0637\u0627\u0626\u0631\u0629 \u0639\u0628\u0631 \u0627\u0644\u0645\u0648\u0642\u0639 \u0627\u0644\u0627\u0644\u0643\u062a\u0631\u0648\u0646\u064a \u0628\u0627\u0633\u062a\u062e\u062f\u0627\u0645 \u0627\u0644\u0628\u0637\u0627\u0642\u0629 \u0627\u0644\u0630\u0647\u0628\u064a\u0629 \u0644\u0628\u0631\u064a\u062f \u0627\u0644\u062c\u0632\u0627\u0626\u0631 \u0623\u0648 \u0627\u0644\u0628\u0637\u0627\u0642\u0629 \u0627\u0644\u0628\u064a\u0628\u0646\u0643\u064a\u0629 CIB \u0648 \u062a\u0646\u0642\u0644 \u0641\u0642\u0637 \u0644\u0644\u0633\u0641\u0631. \u0627\u0644\u0628\u0637\u0627\u0642\u0629 \u0627\u0644\u0630\u0647\u0628\u064a\u0629 \u0644\u0628\u0631\u064a\u062f \u0627\u0644\u062c\u0632\u0627\u0626\u0631 \u0627\u0644\u0628\u0637\u0627\u0642\u0629 \u0627\u0644\u0630\u0647\u0628\u064a\u0629 \u0647\u064a \u0628\u0637\u0627\u0642\u0629 \u0633\u062d\u0628 \u0648\u062f\u0641\u0639 \u0625\u0644\u0643\u062a\u0631\u0648\u0646\u064a\u0629 \u0628\u0645\u0648\u062c\u0628 \u0646\u0638\u0627\u0645 EMV (\u0644\u0636\u0645\u0627\u0646 \u0623\u0645\u0646 \u0627\u0644\u0645\u0639\u0627\u0645\u0644\u0627\u062a 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